DTC Check
A caregiver holding the hands of a smiling older woman seated with her walker
Independent · Not the CRA · Free to check

Is your Disability Tax Credit expiring?
Or are you missing it entirely?

The DTC is the key that unlocks other money: the Canada Disability Benefit and RDSP grants and bonds. Find out where you stand in about a minute.

Start the free check →How it works
Free DTC check

Five quick questions

No medical records, no account. A rough screen based on the CRA's published criteria.

Who are you checking for?

Do they already have an approved DTC?

Until what year is it approved?

It's on the CRA approval letter, or in CRA My Account.

Does any of this apply almost all the time, for 12+ months, even with treatment or devices?

Want help getting it done?

We're opening a done‑for‑you service: we prepare the forms and a doctor‑ready summary, track the CRA decision, and remind you well before renewal. One flat fee, paid only by you. No referral kickbacks. Join the early list and we'll email you when it opens, plus any budget changes that affect you.

Facts checked Nov 3, 2026. The federal budget on Nov 5, 2026 may change some details; we'll update this page.

How it works

From "maybe" to approved, in three steps

1

Check in a minute

Answer five plain questions based on the CRA's published eligibility rules. See whether it's worth applying, or whether a renewal is coming up.

2

Get the paperwork right

Use the CRA's online form in My Account, or mail a 2023‑or‑newer T2201. A medical practitioner completes their part. Only the CRA decides.

3

Unlock what follows

An approved DTC can open the door to the Canada Disability Benefit and RDSP grants and bonds. Keep it from lapsing.

A man reading a document at his kitchen table
What the DTC unlocks

One approval, several kinds of support

  • Disability Tax Credit. A non‑refundable credit that can be claimed back up to 10 years. CRA
  • Canada Disability Benefit. For low‑income working‑age adults (18–64). A DTC is required. Canada.ca
  • RDSP grants and bonds. The DTC is required to open an RDSP. If it lapses, the plan can't get new grants or bonds. CRA
What's changed in 2026

The rules moved this year

  • Since July 14, 2026 the CRA no longer accepts DTC applications through "Submit documents." Apply with the online form in My Account, or mail a 2023‑or‑newer T2201. CRA tax tip
  • The temporary rule letting a qualifying family member open an RDSP for an adult whose capacity to contract is in doubt ends Dec 31, 2026. CRA
  • Canada Disability Benefit recipients get a one‑time $150 supplement to help with DTC costs (from Sept 2026, no application needed). ESDC
A young man using a wheelchair in a home kitchen
A caregiver and an older woman laughing together
What you'll get from us

Help that's honest about what's free

  • The free check above, always free.
  • Plain‑language guidance on the CRA's own rules, with links to the source.
  • For the paid service (opening soon): forms prepared for you, a summary for the medical practitioner, CRA status tracking, and renewal reminders well ahead of time.
  • One flat fee you pay us directly. We don't pay or receive referral fees.
FAQ

Common questions

Is this the CRA?

No. DTC Check is an independent website. It isn't affiliated with the Canada Revenue Agency or any government body.

Does applying cost money?

No. Applying with the CRA is free and you can do it yourself. How to apply (CRA). Our paid help is optional.

Who decides if I qualify?

Only the CRA, based on a medical practitioner's certification. Our check is a rough screen, not a decision.

My DTC has an end date. What happens then?

A new application is usually needed when the approved period ends. If it lapses, the Canada Disability Benefit stops and an RDSP can't receive new grants or bonds. Start early, because CRA processing can take months.

What do you do with my email?

We store your email, optional first name, province, and quiz answers (no medical records) to contact you about this service. We don't sell it. Privacy

Will the Nov 5 federal budget change anything?

Possibly. We'll update this page once the budget details are published.

Sources

Where these facts come from

Disclaimer. DTC Check is an independent website. It is not the Canada Revenue Agency or any government body, and it is not legal, tax, or medical advice. Only the CRA decides DTC eligibility, based on a medical practitioner's certification. The check is a rough screen, not a determination. Applying with the CRA is free. We do not pay or receive referral fees.